Privacy Policy
Effective Date: July 24, 2026
Welcome to Calculator Universe, developed by SmartAI Labs ("we", "our", or "us"). We respect your privacy and are committed to protecting it. This Privacy Policy explains our practices regarding the collection, use, and disclosure of information when you use our mobile application and web utility ("Calculator Universe").
Calculator Universe is designed as an offline-first utility app. All calculations—including EMI, SIP, GST, FD, PPF, Health, Math, and Tech tools—are performed entirely locally on your device.
We do not collect, transmit, store, or process any of your personal inputs, calculation results, or data on external servers.
We do not collect any personally identifiable information (PII) such as your name, email address, phone number, physical address, or financial account details. You can use all calculator features without creating an account or registering.
To support the ongoing development and free distribution of this app, Calculator Universe uses Google AdMob to serve advertisements.
Google AdMob may collect and process certain non-personal device information and data to serve relevant ads, measure ad performance, and prevent fraud. This may include:
AdMob's use of data is governed by Google's Privacy Policy. For more details on how Google handles advertising data, please review:
Google Privacy Policy &
How Google uses information from sites or apps that use our services.
SmartAI Labs does not sell, rent, or trade any user data to third parties. No user data is shared with third parties except as required by third-party ad serving partners (Google AdMob) as described above.
Our app is a general-audience financial utility suitable for users of all ages (Content Rating: Everyone / 3+). We do not knowingly collect or solicit personal information from children under the age of 13.
Because all calculation data stays strictly on your local device and is never transmitted to remote databases, your financial parameters remain private and secure on your hardware.
We may update our Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically for any updates.
If you have any questions, suggestions, or concerns regarding this Privacy Policy or the app, please feel free to contact us: